The Fixed Payment Solution offered by Forward Funding is a working capital product tailored to small and medium-sized businesses in Canada that need fast access to financing with predictable repayment terms. Designed as an alternative to traditional loans or lines of credit, this funding solution provides businesses with upfront capital in exchange for a percentage of future revenues, repaid through fixed daily or weekly payments over a specified term. Unlike conventional lenders, Forward Funding focuses on cash flow and business performance rather than credit score alone, which makes this product accessible to a wider range of businesses—including those with limited credit history or recent financial challenges. Businesses typically use the funding for operational expenses, inventory, marketing, expansion, or to seize time-sensitive opportunities. Applicants are assessed based on monthly revenue, business history, and consistency of deposits. The application process is simple and fully digital, requiring minimal documentation. After approval, funds can be transferred within 24 to 48 hours. Repayments are automatically withdrawn from the business account based on a fixed schedule, giving business owners predictable cash flow management without large end-of-month obligations. This solution is ideal for businesses that may not qualify for traditional bank loans but still have consistent income and need short-term liquidity. The repayment model does not fluctuate with revenue after disbursement, hence providing fixed, predictable payments, unlike some revenue-based financing models.
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